# Tern - AI-Powered Visa Application Platform

> Tern is a comprehensive visa application platform that simplifies the complex process of applying for Australian visas. We provide an AI-powered, lawyer-verified service that guides users through visa applications with high success rates and transparent pricing.

## Visa Types
- [Visitor visa](https://ternvisa.com/visa/australia-tourist.md): 600/651/771 visa subclasses
- [eVisitor visa](https://ternvisa.com/visa/australia-evisitor.md): 651 visa subclass
- [Transit visa](https://ternvisa.com/visa/australia-transit.md): 771 visa subclass
- [Working holiday visa](https://ternvisa.com/visa/australia-working-holiday.md): 417/462 visa subclasses
- [Partner visa](https://ternvisa.com/visa/australia-partner.md): 820/309/300 visa subclasses
- [De facto partner visa](https://ternvisa.com/visa/australia-de-facto-partner-visa.md): 820/309 visa subclasses
- [Onshore partner visa (820)](https://ternvisa.com/visa/australia-820-onshore-partner-visa.md): 820 visa subclass
- [Offshore partner visa (309)](https://ternvisa.com/visa/australia-309-offshore-partner-visa.md): 309 visa subclass
- [Prospective marriage visa](https://ternvisa.com/visa/australia-prospective-marriage-visa.md): 300 visa subclass
- [Spouse partner visa](https://ternvisa.com/visa/australia-spouse-partner-visa.md): 820/309 visa subclasses
- [Partner visa sponsor](https://ternvisa.com/visa/australia-partner-visa-sponsor.md): 820/309 visa subclasses
- [Student visa](https://ternvisa.com/visa/australia-student.md): 500 visa subclass
- [Temporary graduate visa](https://ternvisa.com/visa/australia-temporary-graduate.md): 485 visa subclass
- [Skilled migration visa](https://ternvisa.com/visa/australia-skilled.md): 189/190 visa subclasses
- [Employer sponsored visa](https://ternvisa.com/visa/australia-employer-sponsored.md): 482/186 visa subclasses

## Tools
- [Visa Tools Overview](https://ternvisa.com/tools.md): Free tools to help with your Australian visa journey
- [Processing Time Checker](https://ternvisa.com/tools/processing-times.md): Check visa processing times
- [Country Risk Assessment](https://ternvisa.com/tools/country-risk.md): See how your country affects your visa

### Processing Times by Subclass
- [Partner visa (Permanent) (100)](https://ternvisa.com/tools/processing-times/100/default.md)
- [Child visa (101)](https://ternvisa.com/tools/processing-times/101/default.md)
- [Adoption visa (102)](https://ternvisa.com/tools/processing-times/102/default.md)
- [Orphan Relative visa (117)](https://ternvisa.com/tools/processing-times/117/default.md)
- [Business Talent visa (132)](https://ternvisa.com/tools/processing-times/132/default.md)
- [Resident Return visa (155)](https://ternvisa.com/tools/processing-times/155/default.md)
- [Employer Nomination Scheme visa (186) - Direct Entry stream](https://ternvisa.com/tools/processing-times/186/3.md)
- [Employer Nomination Scheme visa (186) - Labour agreement stream](https://ternvisa.com/tools/processing-times/186/4.md)
- [Employer Nomination Scheme visa (186) - Temporary Residence Transition stream](https://ternvisa.com/tools/processing-times/186/5.md)
- [Business Innovation and Investment visa (188) - Business Innovation Extension](https://ternvisa.com/tools/processing-times/188/35.md)
- [Business Innovation and Investment visa (188) - Business Innovation](https://ternvisa.com/tools/processing-times/188/9.md)
- [Skilled Independent visa (189) - Points tested stream](https://ternvisa.com/tools/processing-times/189/63.md)
- [Skilled Independent visa (189) - Hong Kong stream](https://ternvisa.com/tools/processing-times/189/64.md)
- [Skilled Nominated visa (190)](https://ternvisa.com/tools/processing-times/190/default.md)
- [Prospective Marriage visa (300)](https://ternvisa.com/tools/processing-times/300/default.md)
- [Partner visa (Temporary) (309)](https://ternvisa.com/tools/processing-times/309/default.md)
- [Temporary Work visa (400)](https://ternvisa.com/tools/processing-times/400/default.md)
- [Temporary Work visa (403) - Government Agreement stream](https://ternvisa.com/tools/processing-times/403/24.md)
- [Temporary Work visa (403) - Foreign Government stream](https://ternvisa.com/tools/processing-times/403/25.md)
- [Temporary Work visa (403) - Domestic Worker (Diplomatic or Consular) stream](https://ternvisa.com/tools/processing-times/403/26.md)
- [Training visa (407)](https://ternvisa.com/tools/processing-times/407/default.md)
- [Temporary Activity visa (408) - Entertainment Activities stream](https://ternvisa.com/tools/processing-times/408/50.md)
- [Temporary Activity visa (408) - Sporting Activities stream](https://ternvisa.com/tools/processing-times/408/51.md)
- [Temporary Activity visa (408) - Religious Work stream](https://ternvisa.com/tools/processing-times/408/52.md)
- [Temporary Activity visa (408) - Research Activities stream](https://ternvisa.com/tools/processing-times/408/53.md)
- [Temporary Activity visa (408) - Special Program stream](https://ternvisa.com/tools/processing-times/408/54.md)
- [Temporary Activity visa (408) - Staff Exchange Arrangements stream](https://ternvisa.com/tools/processing-times/408/55.md)
- [Temporary Activity visa (408) - Other Social and Cultural Activity (Invited Participant) stream](https://ternvisa.com/tools/processing-times/408/56.md)
- [Temporary Activity visa (408) - Australian Government Endorsed Events stream](https://ternvisa.com/tools/processing-times/408/57.md)
- [Temporary Activity visa (408) - Superyacht Crew stream](https://ternvisa.com/tools/processing-times/408/58.md)
- [Working Holiday visa (417)](https://ternvisa.com/tools/processing-times/417/default.md)
- [Dependent Child visa (445)](https://ternvisa.com/tools/processing-times/445/default.md)
- [New Zealand Citizen Family Relationship (461)](https://ternvisa.com/tools/processing-times/461/default.md)
- [Work and Holiday visa (462)](https://ternvisa.com/tools/processing-times/462/default.md)
- [Skills in Demand visa (482) - Core Skills stream](https://ternvisa.com/tools/processing-times/482/69.md)
- [Skills in Demand visa (482) - Specialist Skills stream](https://ternvisa.com/tools/processing-times/482/70.md)
- [Skills in Demand visa (482) - Labour agreement stream](https://ternvisa.com/tools/processing-times/482/71.md)
- [Temporary Graduate visa (485) - Post-Vocational Education Work  stream](https://ternvisa.com/tools/processing-times/485/33.md)
- [Temporary Graduate visa (485) - Post-Higher Education Work stream](https://ternvisa.com/tools/processing-times/485/34.md)
- [Temporary Graduate visa (485) - Replacement stream](https://ternvisa.com/tools/processing-times/485/36.md)
- [Skilled Work Regional visa (491)](https://ternvisa.com/tools/processing-times/491/default.md)
- [Skilled Employer Sponsored Regional visa (494) - Employer Sponsored stream](https://ternvisa.com/tools/processing-times/494/72.md)
- [Skilled Employer Sponsored Regional visa (494) - Labour Agreement stream](https://ternvisa.com/tools/processing-times/494/73.md)
- [Student visa (500) - Independent ELICOS Sector](https://ternvisa.com/tools/processing-times/500/41.md)
- [Student visa (500) - Schools Sector](https://ternvisa.com/tools/processing-times/500/42.md)
- [Student visa (500) - Vocational Education and Training Sector](https://ternvisa.com/tools/processing-times/500/43.md)
- [Student visa (500) - Higher Education Sector](https://ternvisa.com/tools/processing-times/500/44.md)
- [Student visa (500) - Postgraduate research sector](https://ternvisa.com/tools/processing-times/500/45.md)
- [Student visa (500) - Non-Award Sector](https://ternvisa.com/tools/processing-times/500/46.md)
- [Student visa (500) - Defence or DFAT sponsored student](https://ternvisa.com/tools/processing-times/500/47.md)
- [Student Guardian visa (590)](https://ternvisa.com/tools/processing-times/590/default.md)
- [Visitor visa (600)](https://ternvisa.com/tools/processing-times/600/29.md)
- [Visitor visa (600) - Sponsored family](https://ternvisa.com/tools/processing-times/600/30.md)
- [Visitor visa (600) - Business visitor](https://ternvisa.com/tools/processing-times/600/31.md)
- [Visitor visa (600) - Approved destination status](https://ternvisa.com/tools/processing-times/600/32.md)
- [Visitor visa (600) - Frequent traveller](https://ternvisa.com/tools/processing-times/600/61.md)
- [Electronic Travel Authority (601)](https://ternvisa.com/tools/processing-times/601/default.md)
- [Medical Treatment visa (602)](https://ternvisa.com/tools/processing-times/602/default.md)
- [eVisitor visa (651)](https://ternvisa.com/tools/processing-times/651/default.md)
- [Transit visa (771)](https://ternvisa.com/tools/processing-times/771/default.md)
- [Partner visa (Permanent) (801)](https://ternvisa.com/tools/processing-times/801/default.md)
- [Child visa (802)](https://ternvisa.com/tools/processing-times/802/default.md)
- [Partner visa (Temporary) (820)](https://ternvisa.com/tools/processing-times/820/default.md)
- [Sponsored Parent visa (870)](https://ternvisa.com/tools/processing-times/870/default.md)
- [Skilled Regional visa (887)](https://ternvisa.com/tools/processing-times/887/default.md)
- [Business Innovation and Investment visa (888) - Business Innovation stream](https://ternvisa.com/tools/processing-times/888/12.md)
- [Business Innovation and Investment visa (888) - Investor](https://ternvisa.com/tools/processing-times/888/13.md)
- [Business Innovation and Investment visa (888) - Significant Investor](https://ternvisa.com/tools/processing-times/888/14.md)
- [Maritime Crew visa (988)](https://ternvisa.com/tools/processing-times/988/default.md)

### Country Risk Reports
- [Country Risk - Denmark](https://ternvisa.com/tools/country-risk/dk.md)
- [Country Risk - Slovenia](https://ternvisa.com/tools/country-risk/si.md)
- [Country Risk - Liechtenstein](https://ternvisa.com/tools/country-risk/li.md)
- [Country Risk - Monaco](https://ternvisa.com/tools/country-risk/mc.md)
- [Country Risk - Malta](https://ternvisa.com/tools/country-risk/mt.md)
- [Country Risk - San Marino](https://ternvisa.com/tools/country-risk/sm.md)
- [Country Risk - Cyprus](https://ternvisa.com/tools/country-risk/cy.md)
- [Country Risk - Holy See (Vatican City State)](https://ternvisa.com/tools/country-risk/va.md)
- [Country Risk - Switzerland](https://ternvisa.com/tools/country-risk/ch.md)
- [Country Risk - Seychelles](https://ternvisa.com/tools/country-risk/sc.md)
- [Country Risk - Latvia](https://ternvisa.com/tools/country-risk/lv.md)
- [Country Risk - Bulgaria](https://ternvisa.com/tools/country-risk/bg.md)
- [Country Risk - Iceland](https://ternvisa.com/tools/country-risk/is.md)
- [Country Risk - Marshall Islands](https://ternvisa.com/tools/country-risk/mh.md)
- [Country Risk - Qatar](https://ternvisa.com/tools/country-risk/qa.md)
- [Country Risk - Norway](https://ternvisa.com/tools/country-risk/no.md)
- [Country Risk - Bahrain](https://ternvisa.com/tools/country-risk/bh.md)
- [Country Risk - Luxembourg](https://ternvisa.com/tools/country-risk/lu.md)
- [Country Risk - Croatia](https://ternvisa.com/tools/country-risk/hr.md)
- [Country Risk - Austria](https://ternvisa.com/tools/country-risk/at.md)
- [Country Risk - Germany](https://ternvisa.com/tools/country-risk/de.md)
- [Country Risk - Slovakia](https://ternvisa.com/tools/country-risk/sk.md)
- [Country Risk - Lithuania](https://ternvisa.com/tools/country-risk/lt.md)
- [Country Risk - Belgium](https://ternvisa.com/tools/country-risk/be.md)
- [Country Risk - Netherlands](https://ternvisa.com/tools/country-risk/nl.md)
- [Country Risk - Maldives](https://ternvisa.com/tools/country-risk/mv.md)
- [Country Risk - Oman](https://ternvisa.com/tools/country-risk/om.md)
- [Country Risk - Cote d'Ivoire](https://ternvisa.com/tools/country-risk/ci.md)
- [Country Risk - Kuwait](https://ternvisa.com/tools/country-risk/kw.md)
- [Country Risk - Finland](https://ternvisa.com/tools/country-risk/fi.md)
- [Country Risk - United Arab Emirates](https://ternvisa.com/tools/country-risk/ae.md)
- [Country Risk - Sweden](https://ternvisa.com/tools/country-risk/se.md)
- [Country Risk - Micronesia, Federated States of](https://ternvisa.com/tools/country-risk/fm.md)
- [Country Risk - France](https://ternvisa.com/tools/country-risk/fr.md)
- [Country Risk - Timor-Leste](https://ternvisa.com/tools/country-risk/tl.md)
- [Country Risk - Poland](https://ternvisa.com/tools/country-risk/pl.md)
- [Country Risk - Hungary](https://ternvisa.com/tools/country-risk/hu.md)
- [Country Risk - Romania](https://ternvisa.com/tools/country-risk/ro.md)
- [Country Risk - Kiribati](https://ternvisa.com/tools/country-risk/ki.md)
- [Country Risk - United Kingdom](https://ternvisa.com/tools/country-risk/gb.md)
- [Country Risk - Czech Republic](https://ternvisa.com/tools/country-risk/cz.md)
- [Country Risk - Vanuatu](https://ternvisa.com/tools/country-risk/vu.md)
- [Country Risk - Barbados](https://ternvisa.com/tools/country-risk/bb.md)
- [Country Risk - Nauru](https://ternvisa.com/tools/country-risk/nr.md)
- [Country Risk - Botswana](https://ternvisa.com/tools/country-risk/bw.md)
- [Country Risk - Palau](https://ternvisa.com/tools/country-risk/pw.md)
- [Country Risk - Gabon](https://ternvisa.com/tools/country-risk/ga.md)
- [Country Risk - Costa Rica](https://ternvisa.com/tools/country-risk/cr.md)
- [Country Risk - Bahamas](https://ternvisa.com/tools/country-risk/bs.md)
- [Country Risk - Tuvalu](https://ternvisa.com/tools/country-risk/tv.md)
- [Country Risk - Trinidad and Tobago](https://ternvisa.com/tools/country-risk/tt.md)
- [Country Risk - Dominican Republic](https://ternvisa.com/tools/country-risk/do.md)
- [Country Risk - Lesotho](https://ternvisa.com/tools/country-risk/ls.md)
- [Country Risk - Panama](https://ternvisa.com/tools/country-risk/pa.md)
- [Country Risk - Portugal](https://ternvisa.com/tools/country-risk/pt.md)
- [Country Risk - Greece](https://ternvisa.com/tools/country-risk/gr.md)
- [Country Risk - Namibia](https://ternvisa.com/tools/country-risk/na.md)
- [Country Risk - Solomon Islands](https://ternvisa.com/tools/country-risk/sb.md)
- [Country Risk - Samoa](https://ternvisa.com/tools/country-risk/ws.md)
- [Country Risk - Italy](https://ternvisa.com/tools/country-risk/it.md)
- [Country Risk - Jamaica](https://ternvisa.com/tools/country-risk/jm.md)
- [Country Risk - Ireland](https://ternvisa.com/tools/country-risk/ie.md)
- [Country Risk - Spain](https://ternvisa.com/tools/country-risk/es.md)
- [Country Risk - Tunisia](https://ternvisa.com/tools/country-risk/tn.md)
- [Country Risk - Uruguay](https://ternvisa.com/tools/country-risk/uy.md)
- [Country Risk - Estonia](https://ternvisa.com/tools/country-risk/ee.md)
- [Country Risk - Madagascar](https://ternvisa.com/tools/country-risk/mg.md)
- [Country Risk - Burkina Faso](https://ternvisa.com/tools/country-risk/bf.md)
- [Country Risk - Brunei Darussalam](https://ternvisa.com/tools/country-risk/bn.md)
- [Country Risk - Nicaragua](https://ternvisa.com/tools/country-risk/ni.md)
- [Country Risk - Mauritania](https://ternvisa.com/tools/country-risk/mr.md)
- [Country Risk - Algeria](https://ternvisa.com/tools/country-risk/dz.md)
- [Country Risk - Dominica](https://ternvisa.com/tools/country-risk/dm.md)
- [Country Risk - Bolivia](https://ternvisa.com/tools/country-risk/bo.md)
- [Country Risk - Macao](https://ternvisa.com/tools/country-risk/mo.md)
- [Country Risk - Israel](https://ternvisa.com/tools/country-risk/il.md)
- [Country Risk - Georgia](https://ternvisa.com/tools/country-risk/ge.md)
- [Country Risk - People's Republic of China](https://ternvisa.com/tools/country-risk/cn.md)
- [Country Risk - Saint Lucia](https://ternvisa.com/tools/country-risk/lc.md)
- [Country Risk - Malawi](https://ternvisa.com/tools/country-risk/mw.md)
- [Country Risk - Suriname](https://ternvisa.com/tools/country-risk/sr.md)
- [Country Risk - Turkmenistan](https://ternvisa.com/tools/country-risk/tm.md)
- [Country Risk - Azerbaijan](https://ternvisa.com/tools/country-risk/az.md)
- [Country Risk - Saint Kitts and Nevis](https://ternvisa.com/tools/country-risk/kn.md)
- [Country Risk - Papua New Guinea](https://ternvisa.com/tools/country-risk/pg.md)
- [Country Risk - El Salvador](https://ternvisa.com/tools/country-risk/sv.md)
- [Country Risk - Belize](https://ternvisa.com/tools/country-risk/bz.md)
- [Country Risk - Honduras](https://ternvisa.com/tools/country-risk/hn.md)
- [Country Risk - Indonesia](https://ternvisa.com/tools/country-risk/id.md)
- [Country Risk - Grenada](https://ternvisa.com/tools/country-risk/gd.md)
- [Country Risk - Saudi Arabia](https://ternvisa.com/tools/country-risk/sa.md)
- [Country Risk - Kyrgyzstan](https://ternvisa.com/tools/country-risk/kg.md)
- [Country Risk - Cuba](https://ternvisa.com/tools/country-risk/cu.md)
- [Country Risk - Mozambique](https://ternvisa.com/tools/country-risk/mz.md)
- [Country Risk - Fiji](https://ternvisa.com/tools/country-risk/fj.md)
- [Country Risk - Uzbekistan](https://ternvisa.com/tools/country-risk/uz.md)
- [Country Risk - Mauritius](https://ternvisa.com/tools/country-risk/mu.md)
- [Country Risk - United States of America](https://ternvisa.com/tools/country-risk/us.md)
- [Country Risk - Mexico](https://ternvisa.com/tools/country-risk/mx.md)
- [Country Risk - South Africa](https://ternvisa.com/tools/country-risk/za.md)
- [Country Risk - Serbia](https://ternvisa.com/tools/country-risk/rs.md)
- [Country Risk - Kazakhstan](https://ternvisa.com/tools/country-risk/kz.md)
- [Country Risk - United Republic of Tanzania](https://ternvisa.com/tools/country-risk/tz.md)
- [Country Risk - Tajikistan](https://ternvisa.com/tools/country-risk/tj.md)
- [Country Risk - Antigua and Barbuda](https://ternvisa.com/tools/country-risk/ag.md)
- [Country Risk - Armenia](https://ternvisa.com/tools/country-risk/am.md)
- [Country Risk - Cameroon](https://ternvisa.com/tools/country-risk/cm.md)
- [Country Risk - Japan](https://ternvisa.com/tools/country-risk/jp.md)
- [Country Risk - Chile](https://ternvisa.com/tools/country-risk/cl.md)
- [Country Risk - Belarus](https://ternvisa.com/tools/country-risk/by.md)
- [Country Risk - Bosnia and Herzegovina](https://ternvisa.com/tools/country-risk/ba.md)
- [Country Risk - Moldova, Republic of](https://ternvisa.com/tools/country-risk/md.md)
- [Country Risk - Argentina](https://ternvisa.com/tools/country-risk/ar.md)
- [Country Risk - Guatemala](https://ternvisa.com/tools/country-risk/gt.md)
- [Country Risk - Paraguay](https://ternvisa.com/tools/country-risk/py.md)
- [Country Risk - Sierra Leone](https://ternvisa.com/tools/country-risk/sl.md)
- [Country Risk - Zambia](https://ternvisa.com/tools/country-risk/zm.md)
- [Country Risk - Kosovo](https://ternvisa.com/tools/country-risk/xk.md)
- [Country Risk - Tonga](https://ternvisa.com/tools/country-risk/to.md)
- [Country Risk - Montenegro](https://ternvisa.com/tools/country-risk/me.md)
- [Country Risk - Ukraine](https://ternvisa.com/tools/country-risk/ua.md)
- [Country Risk - Albania](https://ternvisa.com/tools/country-risk/al.md)
- [Country Risk - Canada](https://ternvisa.com/tools/country-risk/ca.md)
- [Country Risk - Cambodia](https://ternvisa.com/tools/country-risk/kh.md)
- [Country Risk - Thailand](https://ternvisa.com/tools/country-risk/th.md)
- [Country Risk - Philippines](https://ternvisa.com/tools/country-risk/ph.md)
- [Country Risk - The Republic of North Macedonia](https://ternvisa.com/tools/country-risk/mk.md)
- [Country Risk - Lao People's Democratic Republic](https://ternvisa.com/tools/country-risk/la.md)
- [Country Risk - Venezuela](https://ternvisa.com/tools/country-risk/ve.md)
- [Country Risk - Russian Federation](https://ternvisa.com/tools/country-risk/ru.md)
- [Country Risk - Türkiye](https://ternvisa.com/tools/country-risk/tr.md)
- [Country Risk - Peru](https://ternvisa.com/tools/country-risk/pe.md)
- [Country Risk - India](https://ternvisa.com/tools/country-risk/in.md)
- [Country Risk - Bangladesh](https://ternvisa.com/tools/country-risk/bd.md)
- [Country Risk - Taiwan, Province of China](https://ternvisa.com/tools/country-risk/tw.md)
- [Country Risk - South Korea](https://ternvisa.com/tools/country-risk/kr.md)
- [Country Risk - Hong Kong](https://ternvisa.com/tools/country-risk/hk.md)
- [Country Risk - Ecuador](https://ternvisa.com/tools/country-risk/ec.md)
- [Country Risk - Brazil](https://ternvisa.com/tools/country-risk/br.md)
- [Country Risk - Singapore](https://ternvisa.com/tools/country-risk/sg.md)
- [Country Risk - State of Palestine](https://ternvisa.com/tools/country-risk/ps.md)
- [Country Risk - New Zealand](https://ternvisa.com/tools/country-risk/nz.md)
- [Country Risk - Malaysia](https://ternvisa.com/tools/country-risk/my.md)
- [Country Risk - Mongolia](https://ternvisa.com/tools/country-risk/mn.md)
- [Country Risk - Vietnam](https://ternvisa.com/tools/country-risk/vn.md)
- [Country Risk - Jordan](https://ternvisa.com/tools/country-risk/jo.md)
- [Country Risk - Morocco](https://ternvisa.com/tools/country-risk/ma.md)
- [Country Risk - Zimbabwe](https://ternvisa.com/tools/country-risk/zw.md)
- [Country Risk - Sri Lanka](https://ternvisa.com/tools/country-risk/lk.md)
- [Country Risk - Uganda](https://ternvisa.com/tools/country-risk/ug.md)
- [Country Risk - Islamic Republic of Iran](https://ternvisa.com/tools/country-risk/ir.md)
- [Country Risk - Nepal](https://ternvisa.com/tools/country-risk/np.md)
- [Country Risk - Egypt](https://ternvisa.com/tools/country-risk/eg.md)
- [Country Risk - Kenya](https://ternvisa.com/tools/country-risk/ke.md)
- [Country Risk - Ghana](https://ternvisa.com/tools/country-risk/gh.md)
- [Country Risk - Bhutan](https://ternvisa.com/tools/country-risk/bt.md)
- [Country Risk - Lebanon](https://ternvisa.com/tools/country-risk/lb.md)
- [Country Risk - Myanmar](https://ternvisa.com/tools/country-risk/mm.md)
- [Country Risk - Nigeria](https://ternvisa.com/tools/country-risk/ng.md)
- [Country Risk - Yemen](https://ternvisa.com/tools/country-risk/ye.md)
- [Country Risk - Colombia](https://ternvisa.com/tools/country-risk/co.md)
- [Country Risk - Pakistan](https://ternvisa.com/tools/country-risk/pk.md)
- [Country Risk - Democratic Republic of the Congo](https://ternvisa.com/tools/country-risk/cd.md)
- [Country Risk - Rwanda](https://ternvisa.com/tools/country-risk/rw.md)
- [Country Risk - Ethiopia](https://ternvisa.com/tools/country-risk/et.md)
- [Country Risk - Sudan](https://ternvisa.com/tools/country-risk/sd.md)
- [Country Risk - Iraq](https://ternvisa.com/tools/country-risk/iq.md)
- [Country Risk - Syrian Arab Republic](https://ternvisa.com/tools/country-risk/sy.md)
- [Country Risk - Eritrea](https://ternvisa.com/tools/country-risk/er.md)
- [Country Risk - Afghanistan](https://ternvisa.com/tools/country-risk/af.md)
- [Country Risk - Somalia](https://ternvisa.com/tools/country-risk/so.md)
- [Country Risk - Burundi](https://ternvisa.com/tools/country-risk/bi.md)
- [Country Risk - South Sudan](https://ternvisa.com/tools/country-risk/ss.md)

## Blog
- [Partner visa priority processing: the exact criteria, from the Department's own guidelines](https://ternvisa.com/blog/partner-visa-priority-processing.md): The Department of Home Affairs has an internal guideline, released under FOI, that tells case officers exactly which partner visa applications to move up the queue. Here are the criteria in full, plus how to actually request priority and what to realistically expect.
- [Who actually reads your Australian visa application?](https://ternvisa.com/blog/who-reads-your-visa-application.md): FOI-released Home Affairs documents reveal the rule behind every automated visa decision: a computer can grant an Australian visa, but only a human can refuse one. What that means for ETA, working holiday, student, visitor and partner visas.
- [88 days map: which postcodes count for your second year visa](https://ternvisa.com/blog/88-days-eligible-postcodes-map.md): An interactive map of every postcode where your work counts toward the 88 days (second year) or 179 days (third year) Working Holiday requirement. Pick your subclass (417 or 462) and industry, and check any postcode against daily-updated Home Affairs data.
- [The 5-year partner visa sponsorship rule (reg 1.20J): when the clock actually starts](https://ternvisa.com/blog/partner-visa-5-year-sponsorship-limitation.md): Australia's 5-year sponsorship limitation runs from the day the earlier partner visa application was submitted, not the day a visa was granted, and it is checked when your sponsorship is decided. Here is how the timing really works, with the tribunal decisions that prove it.
- [462 country caps explained: what OPEN, PAUSED and CLOSED mean](https://ternvisa.com/blog/whm-462-country-caps.md): Australia caps how many Work and Holiday (subclass 462) visas it grants from each country every program year. Here is what OPEN, PAUSED, CLOSED and BALLOT mean, why a paused cap usually is not full, when caps reopen, and why the official status page can be up to 48 hours behind.
- [Australian visa fees just rose 25%: the 1 July 2026 increase explained](https://ternvisa.com/blog/australian-visa-fee-increase-2026.md): On 1 July 2026 the Department of Home Affairs raised most visa fees by about 25%, roughly eight times the usual July rise. Here is exactly how much every visa went up, who was spared, and why the government did it.
- [Australian visitor visa (subclass 600) from Vietnam: complete 2026 guide](https://ternvisa.com/blog/visitor-visa-600-vietnam.md): How Vietnamese passport holders get an Australian visitor visa: the genuine visitor test, biometrics, evidence, and refusal risk.
- [Australian visitor visa (subclass 600) from the Philippines: complete 2026 guide](https://ternvisa.com/blog/visitor-visa-600-philippines.md): How Filipino passport holders apply for the Australian Subclass 600 visitor visa: streams, the genuine visitor test, biometrics at VFS, evidence, and real grant rates.
- [Australian visitor visa (subclass 600) from India: complete 2026 guide](https://ternvisa.com/blog/visitor-visa-600-india.md): Why Indian passport holders need the Subclass 600 (not the ETA or eVisitor), how to pass the genuine visitor test, and how to bring parents to Australia.
- [Bringing your overseas partner to Australia on a tourist visa: the honest guide](https://ternvisa.com/blog/bringing-overseas-partner-tourist-visa.md): Can you bring your Thai, Filipino or other overseas partner to Australia on a tourist visa, then switch to a partner visa onshore? Usually no, and here is why, including the condition 8503 trap and the legitimate pathways that actually work.
- [Quarterly evidence refresh: keeping your partner visa application alive during the wait](https://ternvisa.com/blog/partner-visa-quarterly-evidence-refresh.md): How to refresh partner visa evidence during the wait, the section 56 and section 57 mechanics that make stale files risky, and how to attach documents to a submitted partner visa application in ImmiAccount.
- [Partner visa with a new or thin-evidence relationship: what actually counts](https://ternvisa.com/blog/partner-visa-thin-evidence-recent-relationship.md): Applying for an Australian partner visa when the relationship is recent or the paper trail is thin. The four pillars under reg 1.15A, when marrying short-circuits the 12-month rule, and the evidence substitutes case officers actually weigh.
- [462 ballot 2026-27: China, India and Vietnam Work and Holiday guide](https://ternvisa.com/blog/whm-462-ballot.md): Registration for the 2026-27 Australian Work and Holiday (subclass 462) ballot opens 4 June and closes 25 June 2026. Here is how the ballot works for China, India and Vietnam, what the AUD $25 fee buys, and why an invitation only lasts 28 calendar days.
- [Met online, lived apart: applying for an Australian partner visa](https://ternvisa.com/blog/partner-visa-met-online-long-distance.md): How to apply for an Australian partner visa when you met online and have limited in-person time: choosing between 309, 820 and 300, evidencing a long-distance relationship, and the Yucesan physical-presence rule for the Prospective Marriage visa.
- [Age-gap and cross-cultural partner visa applications: handling the extra scrutiny](https://ternvisa.com/blog/partner-visa-age-gap-cross-cultural-scrutiny.md): Age-gap and cross-cultural partner visa applications attract heavier scrutiny because they share surface features with past fraud cases. Here is how to evidence a genuine relationship through the four pillars, handle the sponsor's-history trap, and prepare for interviews.
- [2026-27 Federal Budget: what changed for Australian migration](https://ternvisa.com/blog/federal-budget-2026-migration-update.md): Plain-English explainer on the 2026-27 Federal Budget migration measures: 185,000 places held flat, a sharp onshore tilt, a new points test, ballot expansion for Working Holiday, $85.2M for skills assessments, and new salary thresholds from 1 July 2026.
- [Prospective Marriage visa (subclass 300): the Australian fiance visa explained](https://ternvisa.com/blog/prospective-marriage-visa-300-vs-partner-visa.md): When the Prospective Marriage visa (subclass 300) is the right Australian partner pathway, how it compares to the 309 and 820, and what the 9-month window actually means.
- [Form 888 deep dive: the 2023 change most partner visa guides miss](https://ternvisa.com/blog/form-888-partner-visa-witness-statements.md): Form 888 is no longer a statutory declaration, but s 234 of the Migration Act still applies. A practitioner-level guide to who can complete Form 888, how many you need, and why template language sinks partner visa applications.
- [After you apply: managing your Australian partner visa during the wait (2026 update)](https://ternvisa.com/blog/partner-visa-after-you-lodge.md): What Home Affairs' April 2026 update means for partner visa applicants: the new one-chance information-request rule, refreshing your evidence, the two-year permanent stage, and ImmiAccount discipline.
- [Australian visitor visa refused? Real refusal reasons (and how to avoid them)](https://ternvisa.com/blog/visitor-visa-refusal-reasons.md): Real Subclass 600 refusal letters, broken down: what case officers actually cite, common patterns, and how to build a stronger application.
- [Do I need a migration agent? The option most people miss](https://ternvisa.com/blog/do-i-need-migration-agent.md): An honest breakdown of which Australian visas you can safely handle yourself, which ones genuinely need professional help, and the affordable middle ground that most applicants never hear about.
- [How much does a migration agent cost in Australia? Real fees by visa type](https://ternvisa.com/blog/migration-agent-cost-australia.md): Real migration agent fees in Australia broken down by visa type, from simple visitor visas to complex partner applications, plus lower-cost alternatives that still give you professional support.
- [Migration agent vs immigration lawyer: which one?](https://ternvisa.com/blog/migration-agent-vs-immigration-lawyer.md): The practical differences between migration agents and immigration lawyers in Australia: what each one can (and can't) do, what they charge, and how to decide which is right for your visa.
- [Australian visa fees 2026-27: full table, $0 to $11,000+](https://ternvisa.com/blog/australian-visa-cost.md): Every Australian visa fee in one place: government charges by subclass, hidden costs most people forget, and realistic total cost estimates for each visa type.
- [Do I need a visa for Australia? A simple guide for every passport](https://ternvisa.com/blog/do-i-need-visa-australia.md): Find out which Australian visa you need based on your passport and travel purpose, from free eVisitors to work and migration visas.
- [Australian ETA visa 2026: ETA vs eVisitor vs Subclass 600](https://ternvisa.com/blog/eta-visa-australia-guide.md): Everything about the Australian ETA (601): eligible countries, how the app works, common issues, and a detailed comparison with the eVisitor (651) and Subclass 600.
- [Australian eVisitor (651) eligible countries: the full 2026 list](https://ternvisa.com/blog/evisitor-visa-australia-europeans.md): All 36 eVisitor (651) eligible countries: every EU member state including Malta. Apply free through ImmiAccount, or use Subclass 600 if not listed.
- [Australian Immi app: everything you need to know](https://ternvisa.com/blog/australian-immi-app.md): How the Australian Immi App simplifies biometric collection for visa applicants, which countries are eligible, and a step-by-step guide to using it.
- [Visitor visa extensions: can you stay longer in Australia?](https://ternvisa.com/blog/visitor-visa-extensions.md): How to extend your stay in Australia, when to apply, what conditions block extensions, and what happens if you overstay.
- [De facto vs married: does it matter for Australian partner visas?](https://ternvisa.com/blog/de-facto-vs-married-partner-visa.md): Whether being married or de facto actually affects your partner visa, the 12-month rule, registered relationships, and which pathway is right for your situation.
- [The sponsor's role in Australian partner visa applications](https://ternvisa.com/blog/partner-visa-sponsor-role.md): Everything Australian citizens and permanent residents need to know about sponsoring their partner: eligibility, Form 40SP, police checks, statutory declarations, and common mistakes to avoid.
- [Australian partner visa 2026: complete guide (820/801, 309/100, 300)](https://ternvisa.com/blog/ultimate-guide-partner-visa.md): Everything you need to know about partner visas (820/801, 309/100, 300): eligibility, evidence requirements, processing times, costs, and choosing the right pathway.
- [How to apply for an Australian visa yourself: a complete ImmiAccount guide](https://ternvisa.com/blog/diy-visa-application-immiaccount-guide.md): Step-by-step guide to creating an ImmiAccount, submitting your first visa application, attaching documents, and tracking your application status. Everything a complete beginner needs to know about DIY visa applications.
- [Bridging visas explained: what happens while you wait for your Australian visa](https://ternvisa.com/blog/bridging-visas-explained.md): Everything you need to know about Australian bridging visas: types (A, B, C, E), automatic grants, work rights, travel restrictions, and how to stay lawful while your application is processing.
- [PIC 4020: what happens if you lie on your visa application](https://ternvisa.com/blog/pic-4020-false-information.md): Understanding Public Interest Criterion 4020, the consequences of providing false or misleading information, and what to do if you receive a natural justice letter
- [Health examinations for Australian visas: what to expect](https://ternvisa.com/blog/health-examinations-australian-visas.md): Everything you need to know about visa health examinations, from booking through Bupa to understanding what happens if you have a health condition.
- [How criminal records affect Australian visa applications](https://ternvisa.com/blog/criminal-records-character-test.md): Understanding Section 501, the character test, and what options exist for people with a criminal history
- [Australian visa refusal: What to do next and how to reapply successfully](https://ternvisa.com/blog/visa-refusals.md): Just received a visa refusal? What to do right now, your appeal rights and deadlines, and how to build a stronger case for your next application
- [Australian Working Holiday visa 2026: complete guide (417 & 462)](https://ternvisa.com/blog/ultimate-guide-working-holiday-visa.md): Everything you need to know about the 417 and 462 visas: eligibility, country caps, work rules, and how to qualify for second and third year visas.
- [Australian visitor visa 2026: complete guide (600, 601, 651)](https://ternvisa.com/blog/ultimate-guide-visitor-visa.md): Choosing the right subclass, avoiding refusal, and understanding your visa conditions.
- [Introducing Tern: a better way to apply for Australian visas](https://ternvisa.com/blog/introducing-tern.md): Why we built Australia's only compliant digital visa platform backed by immigration lawyers.
- [Australian visa by nationality: how your passport affects approval (2025 data)](https://ternvisa.com/blog/country-risk.md): Why some nationalities face longer waits, higher refusal rates, and stricter evidence requirements, based on 4.5M FOI records.
- [Australian visa processing times 2025: real data from 4.5M applications](https://ternvisa.com/blog/visa-processing-times.md): Why Australian visa processing is slow, how long visas really take based on 4.5 million FOI records, and what affects your wait time.

## Important Links
- [Home](https://ternvisa.com/index.md): Main landing page with visa selector
- [About Us](https://ternvisa.com/about-us.md): Meet the team behind Tern
- [Early Access](https://ternvisa.com/early-access.md): Join the beta program
- [Visa Tools](https://ternvisa.com/tools.md): Free visa calculators and checkers
- [Processing Time Checker](https://ternvisa.com/tools/processing-times.md): Check visa processing times
- [Country Risk Assessment](https://ternvisa.com/tools/country-risk.md): Check how your country affects your visa
- [Blog](https://ternvisa.com/blog.md): Visa insights and guides
- [Privacy Policy](https://ternvisa.com/privacy-policy.md): Data handling practices
- [Terms & Conditions](https://ternvisa.com/terms-and-conditions.md): Platform usage terms
- [Sitemap](https://ternvisa.com/sitemap.xml): Complete site structure